The Behavioral Risk of a Market Melt-Up

The Behavioral Risk of a Market Melt-Up

Most financial press opinions can be dismissed out of hand. They don’t know what they are talking about, they don’t know your plan, and they are far to sensationalist to be of any real value to ordinary people. This is NOT the case with Jeremy Grantham. He is one of...
The Dimensional Approach

The Dimensional Approach

Over the last 20+ years in the financial advising business, I have altered my portfolio construction techniques a number of times. These changes were quite drastic in the beginning and they have become minor tweaks in the past 5 or so years. In my first year I...
Olympic Athletes Have to Pay the Bills, Too.

Olympic Athletes Have to Pay the Bills, Too.

Not every American Olympian and Paralympian is a household name. Money.com reported, “These athletes don’t have the same kind of lucrative sponsorship deals as Olympic standouts like snowboarder Shaun White or alpine skiing star Lindsey Vonn – so they have to make...
Some of the Best and Worst of 2017.

Some of the Best and Worst of 2017.

It may have seemed longer but 2017 had 365 days, just like every other year. It was a year of firsts, worsts, and bests, although not everyone agrees about which were which. Here are a few memorable pop culture moments from 2017: Making a mistake. “At February’s...
Can We Get There from Here?

Can We Get There from Here?

When I read Robert Gebeloff’s article Generation Grumpy: Why You May Be Unhappy if You’re Around 50 in the New York Times, I absolutely recognized my peer group. And myself! The Generation Xers we do planning for often find themselves in a place where their expenses...
It’s Time for Baby Boomer to Take RMDs!

It’s Time for Baby Boomer to Take RMDs!

In 2016, the first wave of baby boomers turned 70½, and many more reach that milestone in 2017 and 2018. What’s so special about 70½? That’s the age when you must begin taking required minimum distributions (RMDs) from tax-deferred retirement accounts,...